When a parent or legal guardian relies on Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) benefits, it can have an impact on the entire family. In this blog post, we’ll explain what benefits are awarded to dependents if their parent or legal guardian is on SSDI or SSI.
Dependents of SSDI Recipients
SSDI benefits are provided to individuals who are unable to work due to a disability. If you’re a dependent of someone receiving SSDI, here’s what you need to know about the benefits you may be entitled to:
- Child Benefits: Children under the age of 18 (or up to 19 if still in high school) are typically eligible for dependent benefits if their parent is receiving SSDI. These benefits are intended to provide financial support for the child’s basic needs.
- Spousal Benefits: In some cases, a disabled worker’s spouse may also be eligible for benefits, particularly if they are caring for a child under 16 or a disabled child of the SSDI recipient.
- Survivor Benefits: If a parent receiving SSDI passes away, their dependent children may be eligible for survivor benefits. This can be crucial financial support for the family during a difficult time.
Dependents of SSI Recipients
SSI benefits are designed to assist low-income individuals who are elderly, blind, or disabled. If you’re a dependent of someone receiving SSI, here’s what you need to know:
- Additional SSI for Children: Children with disabilities can receive their own SSI payments, separate from their parent’s SSI benefit. These payments are based on the child’s disability and financial situation.
- Parent-to-Child Deeming: In some cases, part of a parent’s SSI benefit may be “deemed” or counted as income for a dependent child, affecting the child’s SSI eligibility and payment amount.
- Spousal Benefits: Spouses of SSI recipients may also be eligible for SSI benefits, but they will need to meet specific criteria related to age and disability.
If your parent or legal guardian is on SSDI or SSI, there are potential benefits available to you as a dependent. These benefits can help cover essential expenses and provide financial support. It’s important to understand that eligibility and the amount of benefits can vary based on factors like age, disability, and financial circumstances.
For Social Security Disability representation, please contact Sage Disability at 800-316-2794, or www.sagedisability.com, for a free consultation with a disability specialist.