Trusted Experts in Social Security Disability
Welcoming.Trusted.Expert.
Our Mission
Sage Disability’s core mission is to give hope, encouragement, and knowledge to people who are disabled, guiding them through the Social Security disability process toward financial stability.
About us
The Sage Disability Story
The application process to get Social Security disability insurance benefits can be complex, overwhelming, and very time-consuming. We are here to help. Our goal is to make the process of applying as simple as possible. We believe in a collaborative approach to meeting each of our client’s requirements, providing a level of service unmatched in the industry.
Testimonial
In August of 2022 I needed a representative for my disability case. I was turned down after filing the application myself. I saw Sage Disability on my Facebook page and called. These people are some of the best professionals I have met. They are very thorough. My advocate, Sandra Lutz, presented my case in November 2023. In December 2023 I was awarded full disability benefits. Sandra and her team worked very hard, gathering all the medical evidence needed for this to happen. I was kept in the loop every step of the way. Thank you guys. High recommendations to all.
Frances
Former Client
WHAT TO EXPECT
Our Process
At Sage Disability, we make it easy and fast for Americans with injuries, illnesses, or medical conditions to get their Social Security disability benefits. Our team has over 50 years of experience and is ready to help you!
There is never a fee unless you win.
Schedule todayTogether, let's begin!
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Schedule a Call
Choose a time that fits your schedule. We’re flexible and ready when you are.
Meet with your Disability Advocate
Connect with a compassionate disability expert. We are here to understand your story and help you along this journey.
Leave the Paperwork to Us!
Meet Our Team
Leadership Team:
Sandy Lutz
President
Sandy is an experienced EDPNA advocate and business professional having worked for 20 years in disability services representing clients before the Social Security Administration at the initial application through the Appeals Council levels. She worked with disability insurance carriers by successfully guiding their clients through complex federal disability programs and managing claims risk. Today, Sandy oversees Sage Disability’s daily operations, implementation of business strategies and performance, and development of business objectives and growth initiatives. A Florida native, she loves boating and marina life with her husband and yellow lab, Daisy.
Benita Anderson-Williams
Director of Business Development
Benita Anderson Williams, EDPNA, is a disability advocate with more than 20 years of experience representing clients across multiple states. She specializes in disability appeals, legal brief preparation, and skilled representation before Administrative Law Judges, grounded in justice, accessibility, and service to underserved communities.
As Executive Director of Business Development for Sage Disability, Benita leads strategic partnerships, expands advocacy initiatives, and strengthens national support systems for individuals navigating the disability process. She also provides supportive services across Royal American and BGC Advantage properties, connecting residents to essential resources and promoting long‑term stability.
Her work extends into healthcare and housing, including developing a disability‑focused support plan for nurses and physicians at Baptist Hospital–Collierville. She also volunteers with the Memphis Expungement Clinics and is an active member of the American Association of Service Coordinators and the Professional Network on Aging.
Guided by the mission “Empowering Lives Through Integrated Support,” Benita continues to advance her impact across legal, medical, and community spaces. She lives in Collierville, Tennessee, with her husband and four children and enjoys watching K‑Dramas in her free time.
Liz Montefu
Director of Claims
Liz is a seasoned expert in Social Security Disability advocacy. With over 30 years specializing in the analysis of claims under the Social Security Disability and Medicare programs, Liz has assisted clients in successfully navigating these federal programs and accessing benefits to which they are entitled. In the Social Security Disability space, she has represented clients at the initial level through Appeals Council levels and collaborated with attorneys to achieve favorable outcomes at the federal level as well. Currently, she is Director of Claims for Sage Disability with the goal of assuring clients an experience that is personal, compassionate, professional, and compliant with program integrity. Liz loves spending time with her family, especially granddaughters, and enjoys local as well as international travel whenever possible.
Elizabeth Cunningham
Esq., Of Counsel
Attorney Elizabeth Cunningham, is the Of Counsel Attorney for Sage Disability. She brings a wealth of knowledge, skill, and client-centered advocacy.
Attorney Cunningham has over a decade of experience in representing Claimants in Social Security Disability claims from initial to the federal level. She has also performed as an interim Administrative Law Judge in the capacity for reviewing unemployment claims.
Attorney Cunningham brings a steady presence and genuine commitment to compassionate client advocacy. Her key roles in legal representation, advisory, and estate planning ensure excellence in all that she does.
Attorney Cunningham is licensed to practice in the State of Tennessee Additionally, Attorney Cunningham is a wife and mother. She enjoys traveling, reading, and spending time with family and friends.
Professional Associations and Memberships
- Tennessee Bar Association
- Memphis Bar Association
- Association of Women Attorneys
Bar Admissions
- Tennessee State Court, 2011
- U.S. District Court of Western District of Tennessee, 2019
- Veterans Affairs Accreditation 2023
James Allen
Chief Technology Officer
James E. Allen is a seasoned technology executive with a strong focus on enhancing operational effciency within the Social Security disability sector. As the Chief Technology Officer at Sage Disability, he leads the development and implementation of innovative technological solutions to streamline disability claims processes. In addition, James is the founder and CEO of Dibcase Software, LLC, where he has developed specialized case management software tailored for disability representatives. His extensive experience in software development and business operations positions him as a key contributor to advancements in disability advocacy and client support services.
Team Members
Lacricia Albright
Business Development Coordinator
Alandra Anderson
Claims Intake Specialist
Becky Davidson
Legal Intake Specialist
Desiree Emberson
Compliance Coordinator
Ron Gaines
Case Manager
Genesis Hooper
Sr. Case Manager
Chelsea Johnson
RN, Legal Nurse Consultant
Hannah Montefu
Administrative Assistant - Claims
Jessica Riddle
Administrative Assistant - Corporate
What Our Employees are Saying
As a practitioner in this industry for 30 years, and a solo practitioner for the last 16+, it recently became clear that the direction SSA is headed in its treatment of the disabled community is not only challenging but also alarming. It was clear to me that significant changes were going to be necessary to most eƯectively and aggressively represent my clients. As I was exploring my options, an opportunity to join the Sage Disability team became available and, wow, am I glad it did! The Sage Disability team is comprised of industry experts that are forward-thinking and laser-focused on effciently and vigorously representing clients. Not only that, but they’re a fun-loving and enterprising group of people! It’s been a wonderful transition back into a teamwork platform as we fight together for those who need it most.
As someone who has spent years working for the people and as a paralegal navigating various legal systems, I’ve found that Social Security is one area where many individuals have no idea where to begin or how complex the process can be. Many people never expect to go through it, and when they do, they often feel lost. Working at Sage Disability, it has given me the opportunity to help so many people— especially those without family support or guidance—navigate the Social Security process with confidence. I enjoy working at Sage Disability because we are all family-oriented, and we bring that mindset into our relationships with our clients. We genuinely care about making a positive impact and guiding each and every one of our clients through a process that can feel overwhelming and, at times, scary. I can honestly say, whoever chooses us, chooses a family to fight not only with them but for them!